This privacy notice explains how Alexander Beard will use any personal information we collect about you.

 

Please ask if you would like a list of the companies within the Group. Alternatively, you can find this information on our website http://www.abg.net/

 

The information herein applies to Group companies within the EU and the UK under the General Data Protection Regulations. Group companies outside of the EU and UK comply with the Data Privacy Laws and Regulations in the relevant territory.

 

We are registered as a Data Controller with the Information Commissioners Office. Our Register number is ZA193355. You can see our details online at https://ico.org.uk/ESDWebPages/Entry/ZA193355

 

What information do we collect about you?

We collect information about you when you engage us for financial planning activities and advice, mortgage advice and investment management services. This information will relate to your personal and financial circumstances. It may also include special categories of personal data such as data about your health, if this is necessary for the provision of our services.

 

We may also collect information when you voluntarily complete client surveys or provide feedback to us.

 

Cookies

Information relating to usage of our website is collected using cookies. These are text files placed on your computer to collect standard internet log information and visitor behavior information.

 

We use cookies to track visitor use of the website and to compile statistical reports on website activity. You can set your browser not to accept cookies and the above website tells you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.

 

For further information visit http://www.allaboutcookies.org/

 

Information about connected individuals

We may need to gather personal information about your close family members and dependents in order to provide our service to you effectively. In such cases it will be your responsibility to ensure that you have the consent of the people concerned to pass their information on to us. We’ll provide a copy of this privacy notice for them or, where appropriate, ask you to pass the privacy information to them.

 

Why do we need to collect and use your personal data?

The primary legal basis that we intend to use for the processing of your data is for the performance of our contract with you.

 

The information that we collect about you is essential for us to be able to carry out the services that you require from us effectively. Without collecting your personal data we’d also be unable to fulfil our legal and regulatory obligations.

 

Where special category data is required, we’ll obtain your explicit consent to collect and process this information.

 

How will we use the information about you?

We collect information about you to provide you with the services for which you engage us.

 

Who might we share your information with?

If you agree, we may email you about other products or services that we think may be of interest to you.

 

We won’t share your information for marketing purposes with companies outside our group of companies.

 

In order to deliver our services to you effectively we may send your details to third parties such as those that we engage for professional compliance, accountancy or legal services as well as product and platform providers that we use to arrange financial products for you.

 

Where third parties are involved in processing your data we’ll have a contract in place with them to ensure that the nature and purpose of the processing is clear, that they are subject to a duty of confidence in processing your data and that they’ll only act in accordance with our written instructions.    

 

To fulfil our obligations in respect of prevention of money-laundering and other financial crime we may send your details to third party agencies for identity verification purposes.

 

Where it’s necessary for your personal data to be forwarded to a third party we’ll use appropriate security measures to protect your personal data in transit. We will use encrypted email, password protection and/or a secure mail portal as appropriate.

 

How long do we keep hold of your information?

During our relationship with you we’ll retain personal data which is necessary to provide services to you. We’ll take all reasonable steps to keep your personal data up to date throughout our relationship.

We are also subject to regulatory requirements to retain your data for specified minimum periods.

These are, generally:

 

• Three years for mortgage business

• Three years for insurance business

• Five years for investment business

• Indefinitely for pension transfers and opt-outs

 

These are minimum periods, during which we have a legal obligation to retain your records.

 

We reserve the right to retain data for longer where we believe it's in our legitimate interests to do so.

 

You have the right to request deletion of your personal data. We’ll comply with this request, subject to the restrictions of our regulatory obligations and legitimate interests as noted above. 

 

How can I access the information you hold about me?

You have the right to request a copy of the information that we hold about you. If you’d like a copy of some or all of your personal information, please email or write to us using the contact details noted below.

 

When your personal data is processed by automated means you have the right to ask us to move your personal data to another organisation for their use.

 

We have an obligation to ensure that your personal information is accurate and up to date. Please ask us to correct or remove any information that you think is incorrect.

 

Marketing 

We may like to send you information about our products and services and those of other companies in our group which may be of interest to you. If you’ve agreed to receive marketing information, you may opt out at a later date.

 

You have a right at any time to stop us from contacting you for marketing purposes and giving your information to other members of the group. If you no longer wish to be contacted for marketing purposes, please contact us by email or post.

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Other websites

Our website contains links to other websites. This privacy notice only applies to this website so when you link to other websites you should read their own privacy policies.

 

What can you do if you are unhappy with how your personal data is processed?

You also have a right to lodge a complaint with the supervisory authority for data protection. In the UK this is:

 

Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF   

Telephone: 0303 123 1113 (local rate)

 

Changes to our privacy policy

We keep our privacy policy under regular review, and we’ll place any updates on our web page and/or inform you of any changes when they occur.  This privacy policy was last updated on 12/07/2021.

 

How to contact us

Please contact us if you have any questions about our privacy policy or information we hold about you:

 

In writing:           Alexander Beard, 14-15 Rossmore Business Village, Inward Way, Ellesmere Port, Cheshire, CH65 3EY

By email:             GDPR@abg.net